A-list celebrities certainly appear to have it all, but you might be surprised to know that that’s not always the case. In the December/January issue of Harper’s Bazaar magazine, Kate Hudson opens up on the truth behind the glamour.

“People think we own these dresses, but we borrow them!” the 34-year-old actress reveals of the stunning red carpet outfits she frequently dons. “I can’t afford to buy that stuff. There are certain things I splurge on, but it’s very rare, especially when you have two kids and school tuition.”

Kate recalls a time before some of her favorite designers really hit it big, and how much easier it was on her wallet. “I wish I could be [a high-end shopper], but the truth is, things are just so expensive. Before Isabel Marant was a million dollars and famous, I used to go to her store in Paris and go crazy. It was so affordable!”

Though Kate’s been wildly famous ever since her Oscar-nominated turn in Almost Famous, she’s never once taken her fortunate lifestyle for granted. It’s an attitude that was instilled in her from a very young age, when she was living with her own famous mom, Goldie Hawn.

“My mom wasn’t a big shopper for us,” Kate explains of her pragmatic habits. “[She] wanted to instill that in us even though we grew up really privileged and lucky.”

Of course, it’s easy to forget about the material things in life when you’ve got a wonderful family like Kate’s! “I’m loving becoming an adult,” she says of her growing family. “[And my fiance] Matthew [Bellamy] is really good. We’re wonderful!”

To read more from Kate, pick up the December/January issue of Harper’s Bazaar when it hits newsstands November 25!