Credit: VLNY/Zodiac/Splash News Photo: Taylor Swift in Hollywood, California on February 13, 2014

Taylor Swift may have made $55 million last year, but she doesn't always wear her success right on her sleeve — her $15 short-sleeved dress, that is.

When it comes to picking out a wardrobe, the Red singer admits that she doesn't know much about it and just picks out what she likes to put together. And clearly, T. Swift likes to keep her look simple.

The blonde star stepped out in Hollywood, California on February 13, wearing a black and white polka-dotted H&M dress paired with beige heels, Ray Ban sunglasses, and a black purse. She topped off the affordable look with her signature red lips and her new pixie haircut. Is anyone else already online shopping this adorable look?

But it's not always about dressing down in Taylor's world. For the Grammys, the star looked glam in a Gucci dress, Jimmy Choo heels and clutch, and Lorraine Schwartz jewelry.

What do you think of Taylor bargain shopping? Let us know in the comments!